This is a credit card comparison guide, outlining card perks and bonus offer information for the most popular personal credit cards - By Ryan Shah
| Chase Sapphire Preferred | Chase Sapphire Reserve | AMEX Gold | AMEX Platinum | |
|---|---|---|---|---|
| Annual Fee | $95 | $550 | $250 | $695 |
| Bonus Offer | 60K points (value of $750) | 60K points (value of $900) | 90K points (value of $1,800) | 100K points (value of $2,000) |
| Eligibility for Bonus | Spend $4K in first 3 months | Spend $4K in first 3 months | Spend $4K in first 6 months | Spending $6K in first 6 months |
| Highest Spending Reward | 5X points on travel purchases through Chase travel portal, 5X on Lyft, 5X on Peloton Bike/Tread up to 25K points through 6/30/22 | 10X points at hotels, car rentals and Chase dining through Chase travel portal, 10X on Lyft, 10X on Peloton Bike/Tread up to 50K points through 6/30/22, 5X on flights through Chase travel portal | 4X points at restaurants, takeout/delivery (USA), grocery stores (USA) up to $25K | 5X points for flights booked directly with airlines of AMEX travel portal up to $500K + 5X points on prepaid hotels booked through AMEX travel portal |
| Other Great Rewards | 3X points at restaurants worldwide, online grocery purchases and select streaming services, 2X on all other travel, 1X on everything else | 3X on dining and all other travel, 1X on everything else | 3X points on flights booked directly with airlines or AMEX travel portal, 1X points on other eligible purchases | 1X points on other eligible purchases, $200 back in statement credits each year on select prepaid hotels, access to Priority Pass that gives you exclusive airport lounge access, FREE membership to CLEAR (airport security) |
| Full List of Rewards | View Complete List | View Complete List | View Complete List | View Complete List |
| Best Card If: | Your highest spending category is travel and/or food and you want to use points on travel | Your highest spending category is travel and/or food and you want to use points on travel | Your highest spending category is food and you want to use points on travel | Your highest spending category is travel and you want to use points on travel |
| Referral Link | Open My New Card Now! | Open My New Card Now! | Open My New Card Now! | Open My New Card Now! |